Visitors Care Lite

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Visitors Care Lite
Fixed Coverage
自付额后, 保险对每个项目支付固定金额而您支付差价。

Medical - Outpatient

每次最多$50,每年最多10次
包括虚拟医生访问。
每次最多$40,每年最多10次
每次最多$200 如果没有住院则不承保,除非受伤。
每年最多$250,每次处方最多90天
每次疗程最高$200,最多$400
每次手术最多$2,000
每次手术最多$450
每次手术最多$450
每次手术最多$750
-

Medical - Inpatient

每天最多$825, 每年最多30天
每天最多$1,225, 每年最多8天
每次手术最多$2,000
每次手术最多$450
每次手术最多$450
每次最多$40, 每年30次
每年最多$350
每年最多$750

Medical - Other Treatment And Services

-
与其它符合要求的医疗费用相同
标准基础医院病房,标准基础轮椅或原始骨科假肢每年最多$550
-
-
每年最多$250 如果没有住院则不承保,除非受伤。
-
-
每次最多$40, 每天1次, 最多12次 必须提前获得医生许可。
None
None
仅限急性发作,70岁以下游客:医疗至最高保额;医疗运送至$25,000。
包括

Plan Features

保险生效前, 全额退款。 保险生效后, 只要无任何理赔记录可按比例退款并减去$25取消费。
最少5天最长2年
$0
$0
私人护理: $400
电子邮件
年度
$0 Up to 69
$50 Up to 110
$100 Up to 110
每次事故
$10,000 80-110
$25,000 Up to 79
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

Get instant quotes for this plan and purchase today!

  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).